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Individuals have three basic choices with the 401(k) account they accrued at a previous employer.
Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
For much of our lives, our parents are the ones who have to bring up uncomfortable topics. (Just think back — and squirm — to their birds and bees talk. Awkward, right?) But once we become adults, sometimes it’s our turn to start sensitive conversations.